Our Culture & Values
Benefits
Our Corporate Social Investment
Our Business Functions
Testimonials
Frequently Asked Questions

Who Are We

Since April 2007, Tenacity Financial Services has been one of the supporting services for the Pepkor Group, providing private label credit cards to retailers within the group.

Our credit programmes are highly regarded for their simple pricing structures, quick time to market, and ongoing professional support. We currently operate in South Africa, Namibia, Swaziland and Botswana, running credit programmes for Refinery, Ackermans, PEP, Shoe City, Dunns and Tekkie Town.


Our Offering

Through our specialised credit programmes, we aim to assist retailers with direct growth in turnover and substantially enhance their customers' retail experience as well as their retailer/customer relationships.

We believe that the credit market is currently in its most challenging phase as a result of significant regulatory changes and macroeconomic challenges. Our strength lies in effectively managing retail credit programmes and our track record reflects our focus on improving profitability per customer or product.

Testimonials

Janet Gysman
Head: Recoveries
Recoveries Department

If you are looking for a company (career) that will stretch and challenge you daily, Tenacity is the place to be. We believe in a work/life balance and ensure productive people remain happy people.

Erika Brandt
Head: Commercial
Commercial Department

After 10 years working at Tenacity, I'm still energised by the culture, people and work on a daily basis. Never a dull moment and I love it.

Lusanda Gingqini
Debt Review Agent
Debt Review Department

I am so happy and proud to be part of the Tenacity family where employees have the opportunity to develop, study further and grow into different roles and departments. Tenacity is the place to be and I am so proud to be the part of such an organisation.

All Vacancies

Ready to join our team? Apply now!