Our Culture & Values
Benefits
Our Corporate Social Investment
Our Business Functions
Testimonials
Frequently Asked Questions

Who Are We

Since April 2007, Tenacity Financial Services has been one of the supporting services for the Pepkor Group, supporting the Ackermans, PEP and Pepkor Speciality brands in terms of inter-operable credit sales across brands through store cards to customers.

Our credit programmes are highly regarded for their simple pricing structures, quick time to market, and ongoing professional support. We currently operate in South Africa, Namibia, Swaziland and Botswana, running credit programmes for Refinery, Ackermans, PEP, Shoe City, Dunns and Tekkie Town.

Our Offering

Through our specialised credit programmes, we aim to assist retailers with direct growth in turnover and substantially enhance their customers' retail experience as well as their retailer/customer relationships.

We believe that the credit market is currently in its most challenging phase as a result of significant regulatory changes and macroeconomic challenges. Our strength lies in effectively managing retail credit programmes and our track record reflects our focus on improving profitability per customer or product.

Testimonials

Shanice Vergotine
Department Manager: Collections
Collections Department

Tenacity has a vibrant people-centric culture which is grounded in genuine relationships and united by common goals and values. Uplifting one another by inspiring growth and development is second nature and celebrating and supporting each other’s successes is the norm!

Joseline Manuel
New Business Agent
Sales Department

At Tenacity, our culture celebrates diversity, and everyone is recognised for the part they play in each other’s successes. We are motivated, empowered and supported to become the best version of ourselves.

Gretchen Smal
Team Manager: Collections
Collections Department

Working at Tenacity is helping me fulfill my career ambitions. Opportunities to make an impact are plenty, contributions are celebrated, and knowledge is freely shared. Here, employee growth is a priority, and everyone’s value is recognised.

All Vacancies

Ready to join our team? Apply now!